.Union Money Management Administrator Nirmala Sitharaman3 minutes read Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman introduced that the federal government targets to open up over 30 thousand new PMJDY profiles during the course of 2024-25.Rundown media reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 million Jan-Dhan accounts have actually levelled given that the system’s launch a many years back, along with a cumulative deposit difference of Rs 2.3 trillion.The ordinary difference per profile has actually raised from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per cent of these accounts are actually currently energetic.” PMJDY has actually played a critical job during the course of the global, specifically for girls,” claimed Sitharaman.Despite the allowance for zero equilibrium as well as the lack of a minimal balance requirement, merely 8.4 per cent of the profiles sustain a no equilibrium. The program has been especially reliable in non-urban as well as semi-urban locations, where 66.6 per cent of the profiles lie.As of August 14, 2024, females account owners stand for 55.6 per cent of the total accounts, totaling up to 295.6 thousand accounts, depending on to the Department of Money.
Presently, 99.95 per-cent of all settled towns possess financial locations accessible within a 5-kilometre span through several touchpoints, consisting of banking company branches, automated teller devices, banking reporters, as well as India Post Settlements Banking Company.Since August 14, 2024, there end 1.73 billion surgical CASA (current account money market account) accounts in the nation, consisting of more than 530 million important PMJDY profiles.Relating to social safety systems, Sitharaman highlighted that over 200 million cumulative enrolments have provided life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Also, over 450 thousand increasing enrolments have delivered one-year unexpected cover of Rs 2 lakh (for fatality or even irreversible complete special needs) and also Rs 1 lakh (for permanent limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs twenty annually.The Atal Pension plan Yojana has registered over 68 million customers.In relations to credit-linked schemes, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective loans amounting to Rs 29.93 mountain (since July 12, 2024) have been actually allowed to offer collateral-free institutional financing to mini and small business devices approximately Rs 10 lakh for income-generating activities.Under the Rise India Plan, 236,000 collective financings amounting to Rs 53,609 crore (since July 15, 2024) have been approved to Planned Caste, Scheduled People, and women business owners for putting together greenfield ventures.Also, the Pradhan Mantri SVANidhi plan has actually approved lendings worth Rs 12,630 crore to 6.52 thousand road merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY cumulative deposit difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion important CASA accounts.u00b7 Girls account holders comprise 55.6% of total accounts.First Released: Aug 27 2024|9:37 PM IST.